The term ‘PANAMA MARITIME PROFESSIONAL INSTITUTE OF PANAMA´ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is Urb. Perejil, Calle 3era, Edif. PH Barcelona, Local #1, Panama City, Panama. The term ‘you’ refers to the user or viewer of our website.
“We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time”